Don't bother checking your credit report. Your lender will...

Don't bother checking your credit report. Your lender will do that for you. Yeah, there might be a couple of problems and you might end up paying a higher interest rate on that mortgage. And don't get pre-approved or pre-qualified. All that does is alert you to possible problems in your credit report, and you don't need to worry about that while you're shopping for a home.