I've got five ways to pay a bill in my wallet right now....

I've got five ways to pay a bill in my wallet right now. Banks are trying to make everyone happy. You have a generation out there that is starting to retire and they've always used checks. Some people won't give it up. But there are a lot of college students who don't know how to write a check. As you get a new way to access cash and what you need, we provide that, but we don't get rid of anything.