Insurance Quotations

Fully 57 percent of American college students are women. Life insurance companies sell more policies to women than to men. As women continue to draw on experience and education, they're accelerating their numbers in upper management, too.

And under Obamacare, insurance companies can no longer discriminate against women. Before, some wouldn't cover women's most basic needs, like contraception and maternity care, but would still charge us up to 50 percent more than men - for a worse plan.

Sometimes I can tackle an issue -homelessness, tobacco litigation, insurance fraud, the death penalty - and wrap a good story around it. These are the best books, the ones with a story and a message.

I was proud to share the stories of my friends at Georgetown Law who have suffered dire medical consequences because our student insurance does not cover contraception for the purpose of preventing pregnancy.

You don't train someone for all of those years of medical school and residency, particularly people who want to help others optimize their physical and psychological health, and then have them run a claims-processing operation for insurance companies.

In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.

I've spent a great deal of time over the past decade as a caregiver for various family members. It gives me a perspective on the struggles that many New Yorkers face with illness, disability, health care, insurance difficulties, and trying to work with and also take care of family members.

I had panels - roundtables in the district - and the stories that were told are really difficult to accept. People who have diabetes who can't get insurance because of a preexisting condition; others who were laid off and the have no place to turn.

The fact of the matter is right now politicians and insurance companies are making decisions. We're saying we want doctors to be making decisions. And I think that will lead to a higher-quality, lower-cost system over time.

President Obama's respect for the Constitution does not extend to freedom of religion - his administration has forced religious businessowners to pay for insurance plans that cover activities in violation of religious precepts.

When it came time to go to college, I had been accepted for Harvard when my father was offered the position of head of the Metropolitan Life Insurance Company office on the west coast, and we moved to San Francisco.

Thanks to the Patient Protection and Affordable Care Act, preventive care services, including contraception, will be covered by private insurance plans without co-pays or deductibles.

Our strength in finance has led us to set up an international financial centre with medium and long-term objectives, especially to develop Islamic financial and insurance services.

Social Security is an insurance policy. It's a terrible investment vehicle. Social Security has some great benefits. But it was never meant to be a savings plan. So we need to have a national debate. Should this 12.5 percent that we're contributing all go into a Social Security pool, or should half go into a mandatory savings plan?

Washington is broken. Bailing out Wall Street with no strings attached while leaving middle class Arkansas taxpayers with the bill. Protecting insurance company profits instead of patients and lowering health costs.

My father had not even completed high school when he started as an office boy working for the Metropolitan Life Insurance Company, and I am not sure that my mother completed high school.

It puts the provider in a situation of looking for ways to have someone else pick up a piece of the cost. As a result, every customer who has insurance ends up paying a 'hidden premium.' It simply adds to the health care cost burden.

If you use your smart toothbrush, the data can be immediately sent to your dentist and your insurance company, but it also allows someone from the NSA to know what was in your mouth three weeks ago.

You can look at that by comparing Medicare's growth rates to the private insurance world, to the other Federal programs that we run, by looking at the billions of dollars, not millions but billions of dollars, we waste every year.

If my colleagues stop eating donuts and are more active, it saves me money on next year's insurance premium, and I get to work with people who have more energy and creativity each day. Yet most organizations fail to make health a cultural priority. Instead, they treat healthcare like any other expense.

As the wonderful agony begins for 1964-65, I sometimes wonder why I do it. I've got an insurance business going on the side, and it is starting to grow nicely. Selling insurance fulfills me, in a way, like basketball. But basketball keeps calling me back. I suppose I'll play until I can't keep up with the kids any longer.

I reject the insurance model. I think we should have a free-market approach to healthcare.

Opponents of health care reform would take away consumer protections - siding with the insurance industry instead of the middle class. We can't afford that.

The National Flood Insurance Program is a valuable tool in addressing the losses incurred throughout this country due to floods. It assures that businesses and families have access to affordable flood insurance that would not be available on the open market.

The studio is spending great amounts of money, and they want some insurance they will get money back. They go for the middle of the road, broad in appeal. It's restrictive. It's a constant struggle, but if you give in, you're just making cottage cheese, and that's the end of it.

There are opportunities in the pharmaceutical industry, the insurance industry, so yes back home we are talking about investment opportunities in Morocco for various sectors of our economy and we will continue to do that.

The result was, of course, that today, tragically, more than 40 million Americans don't have health insurance, and for many, not having health insurance means they don't have access to good health care.

Women oftentimes are the ones making those economic decisions, sitting around the kitchen table and trying to figure out how to pay for rising gas prices or food prices or the health insurance costs. And I think that they see where they expect their leaders in Congress to also make those tough decisions.

We know there is real interest from the American public in having easy access to the new, affordable choices in the Health Insurance Marketplace.

The fact is that a bill allowing any employer to deny insurance coverage based on a moral objection - along with giving an employer permission to ask for medical records showing why a woman is taking birth control - opens up a set of problems that I'm sure its sponsors have not fully considered.

But you say, does it represent change? The change is that we are fighting an insurance industry that has killed health reform for generations. They're spending tens of millions of dollars right now to defeat this bill, and we're on the doorstep of winning a great victory for the American people.

It is possible for the assembly-line worker consigned to tightening the bolts on the transmission and the office worker who processes medical insurance claims to work with pride and efficiency, but it's not easy to maintain that attitude.

I worked with President Obama on the Affordable Care Act and getting health coverage to all Americans. It was my legislation that said insurance companies can no longer deny coverage for kids with preexisting conditions.

All those predictions about how much economic growth will be created by this, all of those new jobs, would be created by the things we wanted - the extension of unemployment insurance and middle class tax cuts. An estate tax for millionaires adds exactly zero jobs. A tax cut for billionaires - virtually none.

We try to create a situation where we're the casino. It's like how an actuary would set insurance rates. Predictability, predictability, predictability. What's the path to least risk? What's the greater chance of getting some return on this asset?

Crop insurance should be a policy that keeps people from going broke, to make sure they can farm next year, but not to make them rich.

Medicaid and the Child Health Insurance Program are the two most important safety net programs for children.

I am every single day talking with and working with people in my district who are seeing their health care insurance costs go up five times, 105 percent, 300 percent, that are getting pay cuts, that are losing 40-hour workweeks, that are having to work two and three jobs.

Homeowners and business owners across the country agreed to pay premiums, communities agreed to adopt building codes to mitigate flood dangers, and the Federal Government agreed to provide insurance coverage to policyholders after a disaster.

With interest rates rising, gold doesn't pay an interest rate, but every other currency - it becomes not only less important to hold gold as an alternative, but more expensive to hold it as an insurance policy and so that will be a burden on the price of gold.

While Free Choice Vouchers didn't fulfill my vision of a health care system in which every American would be empowered to hire and fire their insurance company, they were a foothold for choice and competition and a safety valve for Americans whose employers are already forcing them to bear more and more of their family's health insurance costs.

Bonds as an asset class will always be needed, and not just by insurance companies and pension funds but by aging boomers.

In the field of health care, we are giving people access to insurance who have not had it before.

Almost 30 years ago, I started seeking help from a counselor with a master's of social work in New York City, but we were never a good match. It was like being in a bad relationship, except the guy could actually bill my health insurance company for lousy dates.

I think that we have a number of different health care challenges in our country, and certainly addressing the uninsured is one, and the second is making sure that those with health insurance actually get the care that they assume they'll have available to them if they get sick.

My mother was a great typist. She said she loved to type because it gave her time to think. She was a secretary for an insurance company. She was a poor girl; she'd grown up in an orphanage, and she went to a business college - and then worked to put her brothers through school.

But we are not going to stand by and go back to allowing people with preexisting conditions to be discriminated against, go back to the situation where people can be thrown off their insurance simply because they become seriously ill or you can't get on your parents' insurance after the age of 20.

Do you know what the overhead is of the Medicare system? One-point-zero-five percent. Do you know what - private insurance is 30 percent in overhead and profits? Given a choice how I'm going to improve health care, I'm going to take it away from private insurance profits and overhead. Wouldn't you?

My dad read history, about a book a day, but only after he retired as a successful bank and insurance man.

My father was the child of academics and was probably destined to become an academic himself but vetoed that idea. Bailed, dropped out of graduate school and just went to work for an insurance company. But the house was full of books and music and all of that.

I've spent my career fighting the worst practices of insurance companies.

We spend billions on marginal and often unnecessary procedures on people who are in the final dying process, yet we leave millions of Americans out of the health insurance system, and America's kids have the worst dental health in the developed world.

Here's where the insurance companies really fail us. They over-pay hospitals, specialists and drug companies and then raise premiums to cover the costs. Further, when they pay hospitals 115% of what it should cost to care for a patient, they are paying for inefficiency that can be dangerous.

The big-time journalists generally had kidnapping insurance through their news organizations. Usually, it would pay for a crisis response company to help negotiate for a hostage's release. Freelancers most often had none.

If you ask me, over time, I am a believer in the Indian financial saving story getting stronger; a lot more savers are moving money away from gold and real estate into banks, mutual funds, insurance and equities.

Investing in renter's insurance is hugely worthwhile. It protects you from a whole load of financial pitfalls around your home. Your home should be the center of your sense of security - not the cause of you losing financial security.

Not having insurance not only destroys your life, it destroys your fiscal life. It breaks up marriages. You cannot functions anywhere unless you have good health.

Texas is a great place to be rich and a terrible place to be poor. It's got the highest percentage of people without health insurance in the country. If you get injured on the job, good luck getting workers' comp. And God help you if you're poor and mentally ill.

Insurance companies pay big bucks for procedures but next to nothing for patient consultations and preventive medicine, which is what most medicine is.

In order for Obamacare's cost structure to work, millions of Americans must sign up to pay inflated prices; that would help pay for the subsidies to cover insurance company costs on those with pre-existing conditions.

My father was an insurance man and a small-time gambler. He was a good man, but he had an eye for the racehorses, and I saw how it used to bother my mother. I've never gambled a dime. Never, in all those years in Vegas.

Those of us in the Congress must confront and overcome Republican intransigence to increasing the minimum wage, extending unemployment insurance and protecting food stamps.

I've never been able to sky-dive, and I've always wanted to. I've probably done everything else, but for some reason the insurance company won't let me do it.

What is problematic about Obamacare is that it is killing millions of jobs in this country and has killed millions of jobs. It has forced millions of people into part time work. It has caused millions of people to lose their insurance, to lose their doctors, and to face skyrocketing insurance premiums. That is unacceptable.

Costs for liability insurance are higher than costs for many procedures. There is a need to reform liability laws to stop out-of-control health care costs.

My dad was in the life insurance business, so I learned about selling when I was about 14 because I started working as a secretary.

Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

Even families with health insurance are quite vulnerable to a severe economic reversal if someone gets sick.

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.

It has become clear that the function of a private health insurance is to make as much money as possible. Every dollar not paid out in claims is another dollar made in profits for the company.

The Blunt Amendment would have allowed any employer who provided health insurance, or any insurance company, the right to deny coverage for contraception or any other kind of procedure if the employer had a 'moral' objection to it.

Women tend to need the healthcare system more because we bear children. Insurance companies - not all of them, but many of them - 'gender-rate.' Women may pay 40% more for their health insurance than men do.

I will never turn Medicare into a voucher. No American should ever have to spend their golden years at the mercy of insurance companies. They should retire with the care and dignity they have earned.

We should allow people to purchase health insurance across state lines. That will create a true 50-state national marketplace which will drive down the cost of low-cost, catastrophic health insurance.

We should work to de-link health insurance from employment so if you lose your job, your health insurance goes with you and it is personal, portable and affordable.

The positive surprise is insurance in Europe, which has performed quite well, including in the Netherlands.

The position on banks and insurance has not changed. We consider their opening as impossible.

The only reason it became a class is we needed insurance to book these buildings.

We are pleased to partner with Destiny Health. It's refreshing to find a health insurance company that shares our commitment to enhancing the health and wellness of the greater D.C. area and we feel the Vitality program is a great, motivational complement to our premier services and facilities.

We believe that most of the services provided by Crown corporations could easily be delivered by a competitive free market system. And we believe it's time for Manitoba to have the debate: Do we still want government-run auto insurance or do Manitobans want an option with a free market system.

We are going to see the return of some of these types of storms. People have to face up to it. The insurance industry has a major problem.

There is no public funding available on any level and clearly no insurance coverage for this.

When we went through it, we had nowhere to turn, no one to talk to who had a similar experience. Small, rural churches usually have no money and little or no insurance to rebuild. So we helped form an organization that gives guidance to pastors whose churches have burned.

You don't know with 100 percent certainty that you'll be coming back to the home you left. So you should take essential papers, insurance policies, both home and auto, and any other irreplaceable items, including family photos. Keep them in an appropriate watertight container.

What we're seeing is aggressive taking out of insurance by the Federal Reserve to make sure we don't have anything like the 1920s or 30s happen.

What we're looking at right now (with rising insurance costs) has upset the apple cart, and they're putting their nose to the grindstone and taking on some financial responsibility they haven't had to do in the past.

When we bought this place we were told this wasn't considered a flood zone. So if I had to pay more for insurance I would be a little upset.

We felt like last year we made a statement and obviously the governor has heard our voice and is willing to listen. People finally understand that health insurance is a priority to teachers and state employees.

We believe we followed every state regulation and rule interpretation and application at the time we were exiting the insurance business.

Unless there is some rationalization of the price of insurance relative to the risk assumed, there will be continued problems of availability.

With my friends in Brooklyn, many of them started out as artists. I saw many of these friends move into late middle age, still struggling without health insurance or a cushion. I saw people who had given up being artists. Being an artist necessitates a compromise or living on the edge.

We know from a lot of studies if you have health insurance you're more likely to get preventive care, detect conditions early on and you're more likely to have chronic conditions like diabetes or hypertension controlled effectively,

very concerned by OPM's announcement tonight of a significant increase in health insurance premium costs.

With this transaction, Berkshire is now clearly an insurance company that will generate excess capital and cash flow that can be invested and, of course, the real synergy here is that Warren Buffett is the master at allocating and using capital and General Re is a company that generates an enormous amount of excess capital, so it's a great fit.

We're still missing a lot of insurance information to get what we need to be able to fill a prescription. We can spend a long time waiting on the phone.

We're seeing people finding insurance itself unaffordable and this study is showing that even those who are insured may be barely hanging on. It's a real squeeze on income and savings and economic security.

We've got an NCAA resume that might be the fourth-best resume in the conference. We wanted to win this first game and get the insurance policy but we didn't do that. I think we have to trust that the committee's not going to go back and throw the whole season down the tubes on us. I think it would be hard to toss us out.

We've tried to reach consensus with parties on the PIP bill so that we could focus on the real insurance crisis facing out state, which is property insurance.

We want to provide unfiltered and unbiased consumer education about the impact of what life insurance does, rather than how it works.

When your offense scores early, you don't have to be afraid to make one mistake. We got some early runs for Alex, a couple of insurance runs late, and played good defense.