Loans Quotations | Page 2

With an outside investor, there could be better governance over the scheme, which could get its hands on bad loans the bank itself couldn't have.

There are all kinds of ways out there for graduate students to supplement their income. Some loans and scholarships are based on ethnicity and some provide financial assistance for specific programs, like Master's of Business Administration (MBA) degrees.

There are loans where you can finance 100 percent and even closing costs along with it,

There are likely to be people who bid on certain loans because they want to support people they care about and can relate to. For example, a successful entrepreneur may remember the trials and tribulations of getting a loan to start her first business, and be instantly drawn to borrowers who are budding entrepreneurs.

What leads to higher growth in the short run could lead to difficulties in the medium term. It could mean too much investment in the wrong places, excess capacity in certain sectors,non-performing loans for the banks.

When we learned about the various challenges service-disabled veterans have in getting loans and growing businesses, we realized there is a real need and we wanted to address it.

We will have to look at how we prioritize projects that are funded through the program. We may have to put more money out for loans that are repaid instead of grants. Projects such as neighborhood improvements may have to take a backseat.

We wanted to get a college education for at least one child before we started a family. That's one of our goals -- to be able to provide college for our children without loans or having to work crazy jobs.

Underwriting has slipped. If you look at FICO (credit) scores, many loans today are made with sub-prime FICO (credit) scores, ... We are just asking for trouble.

Few loans could have less security than a credit card.

Financials are proving resilient because of a fall in the size of bad loans worldwide,

But looser underwriting standards and the more widespread penetration of riskier mortgage products have raised questions about how these loans will fare in the event of a rise in interest rates or a softening in house prices,

The good thing about extending the loans is we can now have them back at a minute's notice should we need them.

The governor generally favors disclosure, and CDA loans are, after all, funded with public dollars, ... However, if the survival of a business and potential loss of jobs are at stake, other factors may need to be weighed.

Turkey could not have obtained loans under better conditions.

Tuition, housing fees, even textbook costs are difficult to meet these days. Why Congress feels the need to cut student loans and drag our faces in the mud, I do not know.

We were fortunate to have good insurance and were able to get government loans . . . but BLM hasn't paid us anything at all yet,

Women didn't go to school when they were young because parents preferred to send their brothers. The women couldn't access loans in their own right because the banks sought the approval of a male dependent.

We had to bring our underwriting standards up to a level equal to the rest of the state. We had to look at the loans to be sure we had no more major losses. We had to get our staff trained. We've buckled down and done what we needed to do.

You have to look at how competitive these loans are. People who walk into branches will be sold them but would be much better off getting a 100 per cent loan with no higher lending charge. The cost of borrowing that extra percentage is huge.

With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program.

You have to take out loans to live. Everything I spend right now puts me further into debt.

We simply can't keep providing money from the federal government in the form of subsidized or actual loans and Pell Grants when we don't have the money.

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.

With less appreciation, consumers will be less able to tap into home equity loans to finance their purchases, which could put a damper on the national economy.

We have decided to waive a plan to provide loans for the fiscal 2005, considering the current situation surrounding the Japan-China relations. We will monitor future development in Japan-China relations while continuing discussion (on the loans) within the government.

At this point it probably makes sense not to tighten your standards since the quality of loans probably will get better. You should be tightening based on what you expect to happen next year, not what happened last year.

Commercial and industrial loans are growing at a double- digit pace and that's indicative of a fairly strong economy. That, coupled with stable credit quality, has been a positive for banks that focus on small and middle-market businesses.

Consumers would be shocked to learn that the amount of many short-term payday loans may be as high as 500-percent APR or even greater in many cases. Undoubtedly, some consumers would choose to forego the loan in the face of such written disclosures. However, even when disclosures are made, they are frequently inaccurate, failing to take into account various fees and charges.

Crooks move into disaster areas almost as quickly as relief workers do, ... These scammers will run every kind of rip-off, from conning people into signing over emergency benefits to signing usurious loans to fronting construction work that's never begun.

Drought and other natural disasters continue to plague many of America's farmers, ... USDA is working to provide needed assistance and emergency loans for farmers during these tough times.

During the past 30 years, European governments have provided more than $15 billion in the form of low- and no-cost loans to Airbus for the specific purpose of developing new aircraft lines.

Focus debt payments on the credit card, then the car, and then the student loans -- always pay your loans in interest rate order, not in order of balance size.

There's some concern expansion in real estate loans may be curtailed by higher rates. There's a high correlation between banks and real estate stocks.

The trend in the growth of loans to the private sector also seems to point in this direction.

I see us on the threshold of a great economic boom in most of our markets. I see our balance sheet growing. I see viable loans grow. I see customers who have taken it on the chin get right back up and are going to work.

I see no reason to buy banks now. Their fundamentals are shaky with bad loans and companies are stepping up selling of bank shares ahead of the September implementation of mark-to-market accounting rules.

The rising interest rate environment has not deterred borrowing, and we continue to build a strong pipeline of loans in all our markets.

The S.B.A. does not lend directly to businesses, but instead backs loans to encourage banks to invest in small businesses as part of a nearly $90 billion portfolio.

These non-traditional loans transfer risk to the borrower.

These loans will help finance economic revitalization in areas that have experienced trade-related job losses attributable to NAFTA. NAFTA has been a net plus for the nation's economy, and the Clinton/Gore Administration's free trade policies have been a big contributor to our nation's economic prosperity.

These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house.

I've never been a fan of loans between relatives or friends. They can divide relationships.

Ten or 15 years ago the IMF and the World Bank were out there making little loans here and there, but they weren't out saving the world. They've been unfairly criticized of doing a bad job.

SBA disaster loans are the primary source of long-term recovery assistance from the federal government. I urge anyone who has received an SBA disaster loan application to complete and return the application before the deadline.

of interest-only loans and the introduction of more-exotic forms of adjustable-rate mortgages are developments of particular concern.

The narrow legal issue in this case is whether the transactions we're talking about here are loans or not.

After 9/11, the home improvement industry soared. People started to focus inward more and as home prices climbed, they poured money from home improvement loans into remodeling.

Something's wrong when so many people use up their hard-earned savings, borrow from friends, take out loans and jeopardize their credit to pay off medical debt.

One day I looked up and I had $20,000 in the bank and my student loans were paid off and I was 21, ... Then I started going to Vegas a lot.

During the fourth quarter, we resolved several non-performing assets, which slightly increased net charge-offs while lowering non-performing assets. Asset quality continues to compare favorably with peer banks and remains well within our tolerance levels. Strong credit quality, rooted with our guiding principle of securing loans with hard assets, is essential to our balanced growth strategy and overall success.

Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans can be a necessity in getting a good job. Both are investments worth making, and both come with fairly low interest rates.

Despite the challenging environment, especially in the home loans business, we delivered solid performance, achieving 12 percent earnings per share growth for the quarter and 14 percent for the year.

An important aspect of this act is what they call the single holder rule. When students tend to consolidate loans at the end of their college career the current law requires them to do so with the original loan holder.

As home prices level off, so will the growth of equity that has supported consumer spending in the past. The impact from higher interest rates on home equity loans and adjustable rate mortgages will combine with stubbornly high energy prices to squeeze discretionary spending.

As a result of a rising interest rate environment which is a positive for a bank like Frost with an asset-sensitive balance sheet net interest margin for the year rose again to 4.45 percent, the highest level since 2002. Loans ended the year at $6.1 billion, reaching their highest level ever, and deposits rose to $9.1 billion, also a record.

As a result of a rising interest rate environment ù which is a positive for a bank like Frost with an asset-sensitive balance sheet ù net interest margin for the year rose again to 4.45 percent, the highest level since 2002. Loans ended the year at $6.1 billion, reaching their highest level ever, and deposits rose to $9.1 billion, also a record.

As a result of this declaration, low-interest loans are available to homeowners, renters, and businesses that sustained damages from severe storms and tornadoes.

Bank loans have pretty attractive interest rates these days. Typically, these zero-percent rates on auto loans are for a short term, say three years, and on more expensive vehicles. People end up buying the car, but use a bank loan to do so. Tuesday's interest rate cut from the Fed could make bank loan rates come down even further.

Bank loans grew a bit faster in the first quarter, which has gained the attention of the State Council. Rapid expansion may boost the economy in the short term, but it will eventually lead to inflation and economic disorders and we should consider it seriously.

Bankers know that wind loans can be good loans. There just isn't that much knowledge about how to structure them.

Banks are probably going to bypass some good loans this year.

Baghdad is bustling with commerce. Universities and hospitals are open for business, ... A free press is flourishing, Iraqi banks have started taking applications for small business loans so Iraqi entrepreneurs can create jobs.

As loans are repaid, the opportunity to continue the program is there.

A slowdown is baked in the cake. A big part of economic growth has been driven by consumer home-equity loans and if home prices are subdued, you won't have more loans driving spending.

A slowdown is baked in the cake, ... A big part of economic growth has been driven by consumer home-equity loans and if home prices are subdued, you won't have more loans driving spending.

That's kind of a double-whammy kick in the head -- many people have the best of intentions when refinancing, but they haven't gotten grips on their spending. And when you're trading in your credit card debt for loans like that, you're putting your home at risk.

You're one person and I could have a group of loans that will go to that bank.

Your best defense is going to be a security freeze. A freeze prevents access to your credit report to new creditors. This closes a loophole that identity thieves have exploited, since most businesses will not issue new credit or loans to people without first reviewing their credit reports.

This is the first generation to shoulder the costs of college primarily through interest-bearing loans rather than federal grants that don't have to be repaid.

This bill will make it harder for students from working families to go to college. This measure makes deep and harmful cuts to student loans that will not even pay for the new tax breaks planned for the wealthy.

Almost a third of the total investment will come from our internal capital, with the rest financed by bank loans or other sources such as absorbing new strategic investors.

They know it won't be long before the limit will go up. They start making the loans on the assumption that the limit will be increased because home prices have been rising.

They get their deposits from a variety of sources. Some of it is savings but it is becoming more apparent that parents and grandparents are taking a greater role in helping out. In the case of grandparents, we have seen them taking out equity release loans to finance a deposit, and of course, there are inheritance tax considerations too.

This partnership will benefit the entire state, ... by helping Ohioans consolidate their loans to a fixed interest rate with the best benefits in the state.

There will actually be more money for student loans than ever before. Access to grants is increasing.

There was very considerable concern about the loans issue.

This low charge is underpinned by the further improvement in the number and value of non-performing loans and increased success in the recovery of previously written-off amounts.

They have made loans. The loans have to be serviced. The broadband authority needs to fulfill its fiduciary responsibilities.

For many of them there's a limit, and that limit is something that normally isn't reached until there's been a lot of communication with the parent, and a lot of request to repay the loan, and the loans just simply aren't repaid.

It still scares us. We don't exactly like the fact that our tax dollars ? when the company gets loans for research and development ? are going into investments like $200 million into Mexico.

It's the early signs of some cooling in this super-heated market. Fewer people qualify for loans and sales at these prices.

It's almost inevitable that nonperforming loans will rise again. The big question is no one knows by how much,

It's a practice that clearly injures people. This is a vulnerable population that I think believes if they pay back these loans they're getting somewhere. This is a predatory practice. You really are confining someone.

It's going to be tough year. Loans are slowing, and it is a more competitive market in various areas like mortgages.

Consumers are leveraging their future on the expectation that the economy will stay good and that they'll be able to repay these loans without a lot of difficulty, ... In a perfect world, that would be OK, but we know the economy has cycles and eventually it may not be so easy to carry this debt.

Congress must seek and find answers when confronted with a situation that represents a possible betrayal of the public trust especially at a time when the people of the Gulf Region need every resource available to recover, ... ...I intend to exert my oversight power to determine how such flagrant abuse could happen and to ensure that Small Business Administration loans truly go to those who need them.

Congress is going to hear from student loan professionals at the school because they're the closest to the fight. Certainly members of Congress will listen to them, but the folks they will listen to the most are students who are Perkins Loans borrowers.

That means a long-lasting declining trend in bank loans is ending.

Students who graduated in 2004 with loans had an average of $17,600 out in loans. That's money they are going to be paying back into their 30s.

(The banks) are always all trying to increase loans; they have to make higher goals. We are always out there trying to get banks to do more loans and reach new populations.

The bank has a clear strategy focusing on consumer loans charging higher interest rates. That should help raise its profitability.

The bankers made loans to business so that the volume of money increased faster than the increase in goods. The result was inflation.

The bank did what it felt it had to do for reasons of their own. It had nothing to do on how well we were doing business-wise. It's their big picture of what loans they want and which ones they don't want.

The austerity program ... slowed bank loans and undermined the cash flows of weak developers. However, it did not do much to halt domestic hot money, which appears to be returning in full swing.

Taking Big Bird away from our five year olds, lunch money away from our ten year olds, job training programs away from our fifteen year olds, and college loans away from our twenty year olds is a disgrace.

Student loans being run by the banks. The banks are in on the deal now.

It just suggests that consumers, particularly lower-end consumers, are going to be more stretched when these loans reset, with potentially negative implications for spending growth.

It's better for a lender to diversify their loan among different loans (in case someone defaults).

They were able to earn less on loans and investments and paid out more on deposits. That was the major reason why income went down.