Loans Quotations | Page 3

Once again we met our performance goals of double-digit earnings per share growth and a return on tangible equity above 18% for the year. This year was exceptional. We took an opportunity to leverage our strong earnings performance by making strategic investments in the future growth of our company through a significant de novo expansion. We grew deposits faster than loans while expanding our margin. We raised additional capital through a very successful equity offering during the fourth quarter. And most importantly, this was all done while continuing to meet our primary financial goals.

The interest rates are at its lowest point now because of the economic turmoil. People in the market are going for floating housing loans because the combination of both the teaser rate and low interest rate, result in initial rates that are irresistible. I advise against you against that ...

The interest on home equity loans is tax deductible. There are some people who can deduct interest on education loans, but not everyone.

The integrity of these programs is very important to us. And we will continue to strengthen the safeguards we have to ensure that these farm loans are made only to those eligible to participate in the farm loan programs.

The Federal Reserve will concentrate on the decrease in house prices and home equity loans as a strong indicator of the cooling of the U.S. housing bubble. That may limit further increases in rates past 5.25 percent.

The federal government will spend $12.7 billion less on student loans in the next five years than they would otherwise have done. It will be felt.

The fee can even be a few times higher. The institutes should work out a system of giving loans to those who need them.

The fallout of higher short-term rates will be seen in second mortgages, lines of credit, car loans and consumer loans.

I learned how to lend money by cleaning up the messes of others who had made loans before me.

Indications are positive towards stronger loans growth this year, which is becoming quite important in sustaining net profits amid the possibility of declining net interest margins.

I like financial stocks, but not banks, ... As a rule you have to be very cautious, because if the economy is softening, you don't know the extent of the loan loss reserves they're going to have to ante up for loans that go bad in a soft economy.

Immortality awaits the legislator fortunate enough to have a significant law named after him. Think of Pell grants or Stafford loans for students, Sarbanes-Oxley to regulate Wall Street, or the Hyde Amendment on abortions.

I'm pleased that USDA can offer assistance to farmers and ranchers who have sustained losses from Hurricane Katrina, ... This agriculture disaster designation will enable eligible producers to apply for low-interest emergency loans from USDA to help cover their losses. This announcement is a part of our commitment to help farmers and ranchers to rebuild their operations.

If the reforms become entrenched and future bad loans are reduced, then there are chances of the government's ratings being upgraded.

If you don't have some bad loans you are not in business.

If you buy in bulk - the banks are hoping you'll give them loans in bulk - then they'll give us incentives, which are lower rates to the clients.

If you've got good credit, the private education loans for the upcoming year are going to be competitive.

In the U.S., the markets that are most risky are those where there is a higher proportion of buyers using adjustable loans and interest-only loans.

In some markets we're seeing reasonably strong deposit growth and pretty much across the board, commercial and industrial, middle-market business loans are fairly robust. It's a sign the economy remains fairly strong.

Instead of people buying and selling products and services, people are really buying and bidding on loans from other people.

In our industry, more borrowing means we are making more money and growing, ... Our business is simple: We borrow money from banks at approximately 7 percent and loan that money out to our customers at a much higher rate. So our bank debt only goes up when consumer demand for our loans goes up.

In one month, the Small Business Administration does $1 billion of loans and guarantees for businesses; many of those are women-owned businesses.

Intuit had another solid quarter. We beat consensus estimates for pro forma profitability. Our Quicken Loans mortgage business was profitable for the quarter and grew revenue on a year-over-year basis for the first time in four quarters.

Intuit had another solid quarter, ... We beat consensus estimates for pro forma profitability. Our Quicken Loans mortgage business was profitable for the quarter and grew revenue on a year-over-year basis for the first time in four quarters.

In the long run, the loans will help Iraq make its own way to a vibrant, free and prosperous future.

Interest-only and option payment loans had been ways to afford homes in expensive markets. Now even, these products will no longer be attractive. That will impact affordability.

Internet payday loans are dangerous for cash-strapped consumers, ... They combine the high costs and collection risks of check-based payday loans with security risks of sending bank account numbers and Social Security Numbers over web links to unknown lenders.

If there were not derivatives, there would be no bank loans at all today, because people want to get fixed-rate 30-year loans, but banks don't want to keep 30-year loans on their books.

Higher rates may dent demand for loans because lending growth in Japan is only just starting to recover.

Before the crisis broke, there was little reason to question the three decades of phenomenally solid East Asian economic growth, largely financed through the banking system, so long as the rapidly expanding economies and bank credit kept the ratio of non-performing loans to total bank assets low,

By extending loans to the SME industry, it will create a beneficial cycle in the economy and eventually the one who gives out the loan will benefit.

Home prices are going through the roof, forcing people to turn to exotic loans and unorthodox financing. These people have no room for error.

If I'm a bank, and I'm making risky loans, I have an incentive, if I can, to make those loans using other people's money: in other words, to make highly leveraged loans.

If donations are not made quickly enough, we have the financial systems in place to help ensure people do not starve. But these loans cannot be repeated if the international community does not step in to repay them. Loans of this magnitude are only taken if serious consequences, such as loss of life, appear likely and there no other options.

I continue to consider capital redistribution very important; the European Union doesn't give loans to companies either but free-of-charge capital payments.

For someone already in college I think the best route would be to just try to minimize the amount of student loans that you acquire so that you're not faced with a large amount of debt when you graduate.

All but one of the attorneys who made loans practiced at one time or another before Judge Neal, ... The one exception is a former law partner who did not practice at all in Municipal Court.

The era of historically low interest rates on student loans has ended.

The increasing use of these private loans is a clear concern.

The improved margin can be attributed primarily to the implementation of IFRS, which requires certain fee income directly related to the acquisition of loans to be treated as part of the net interest margin.

A lot of lenders are sending out letters stating that they are going to start accepting loans at higher loan limits well ahead of the Fannie Mae announcement.

A great many risky loans were issued in California as home prices reached the stratosphere. Interest only and option ARMs were used by many buyers to qualify for homes they could not otherwise afford. That means trouble in the near and intermediate future.

The easier availability of first mortgages has helped many marginal borrowers obtain loans and it has helped banks sustain loan volume and profits.

The crude oil price is the U.S. economy's Achilles' heel as higher costs for gas and engine oil directly affect consumers. A possible rise in borrowing costs in Japan may curb demand for loans and is a blow to bank stocks.

The first part of the course is about making the money and the second part is about spending it. What I see mostly is that students don't understand how loans work. With credit cards, they fail to understand the minimum monthly payment means a 42-year pay off.

The financial condition when the new board was elected was very unattractive. We were surprised to find that major bank loans were necessary to fund 'ongoing operations', and that the United States Olympic Committee was basically in debt.

The market sees as positive for financial shares to write off bad loans that will clean their balance sheets.

The legislation includes raising interest rates on student loans to 6.8 percent, as opposed to 4.7 percent, and it could raise as high as 8.5 percent.

The leading indicators are rising. This is backed by credit data which show acceleration of loans to the private sector.

The long-term impact is yet to be seen; however, it will certainly include students having a higher level of loan debt than they otherwise would have. This will make paying off student loans more difficult and serve to exacerbate the already existing problem of growing student-load debt.

The loans market is the most competitive it's been for a long time as lenders continue to leap frog one another to remain at, or reach, the top of the best buy tables.

The loans I took out for my undergraduate degree were manageable. But my legal education was more expensive, and I paid for it almost entirely through public and private loans.

The lion's share of loans are generated by the federal loan program, but increasingly, there are a lot of private alternative loan programs offered by banks and savings and loan institutions out there, too.