Rates Quotations | Page 3

The primary driver in raising rates is the claims experience in your state. This will cause upward pressure on rates in states where the storm has occurred.

The price of diesel has doubled, water rates have doubled, and electric and council tax have gone up. People think farmers are rich, but I wish I could say to people like these companies do: 'I regret to inform you the price of this heifer has gone up due to an increase in production costs.' We're on the open market.

We need clear evidence that the economy is growing very strongly for the Fed to raise rates above 4.5 percent if you want to get much further gains in the dollar.

We need better information on survival rates and recruitment rates of mourning doves. But we have to look at the availability and efficiency of non-toxic shot.

When we started the year, the markets were reticent to buy into either a strong U.S. economy or the Fed raising rates to 5 percent. What has changed is the market's very stubborn resistance to accepting the fact that the dollar has a pretty high carry compared to the rest of the world.

When the settlement was made to pay the same wage rates in 1967, it provided for base rate parity, but not cost of living parity.

There are two key challenges to the U.S. market: one is Fed policy -- and it's still our concern that the Fed will be increasing rates this side of Christmas; secondly, it's the slowing corporate earnings outlook. Although corporate earnings are still probably going to rise, I think there's a concern that numbers may come in below consensus and drive the markets down.

We're setting things up for both conservatives' and liberals' worst nightmare. We're going to have a government that can't provide even essential services, and we're going to have tax rates that make our historical tax rates look like some golden era by comparison.

We're looking at pretty solid (gross domestic product) growth rates globally, continued pretty good consumer confidence and business confidence, which for us is very important.

We're looking at a softer open. Retail sales are a bit of a concern. There is still some uncertainty over rising rates that has got everybody a little bit more cautious.

Like anything else, the time to buy them is when they look the scariest. When they've been going down, when rates have been rising, and you're afraid and there's the threat of recession. ... And if it's been fun for a while, you better think about getting out.

Lung cancer in women in this country is really epidemic because women started using tobacco later in the 20th century than men did. We're still seeing the results, ... In California, rates among women dropped almost 5 percent. But in the rest of the country, they went up 13 percent.

Making interest rates and the foreign exchange rate market-oriented to reflect supply/demand changes in the market has always been a goal that we have pursued.

Let's keep our economy strong, let's keep our interest rates low. That's the smart thing to do. And, if things work out better in the future, then we'll have more money for a tax cut, ... Late Edition.

Let's imagine rates go to 7 percent, I think that would take the air out of the bubble pretty quickly,

Levels of home sales are still solid. And with rates falling, some (continued) rebound may be seen in the next few months. But we appear to be near to a peak.

Lenders are increasingly using risk-based pricing to make loans. If you don't find out your credit score, check your credit report and correct mistakes, you're going to be totally in the dark, and run the risk of paying far higher interest rates on loans.

Low rates have supported equities globally, so investors are concerned interest rates will rise further.

Low rates combined with the up-tick in consumer confidence are strong indications that the housing market will continue to prosper into the summer months,

Low marginal tax rates are supportive of economic growth. I would submit that we would want to look very hard at government spending - make sure it's controlled - before we raise taxes, which, in turn, would have negative impacts on the economy.

Low long-term rates and a strong jobs market will continue to provide substantial support to the housing market.

Low interest rates have served as a sort of amnesty for graduates with debt. We haven't seen what the real impact is of much higher levels of borrowing.

Low interest rates have really been powering these markets. The ECB is worried it is signaling inflation further down the line, but in the U.K. you have had very strong house-price rises, and no real pickup in general price inflation.

Low interest rates and rampant house price appreciation have really been driving borrowing. As long-term rates finally start to rise, the pace of debt accumulation will slow.

Low interest rates and easy credit standards are just about over.

Lower tax rates would allow our businesses to grow at a much faster rate. It allows us to hire more people, to pay a higher wage, to invest more and to increase the pace, of course, at which our businesses can grow if we're not hampered by higher taxes.

Lower rates should stimulate other consumer areas. We think building materials, as a result of continuing housing demand going forward, should do well. We actually think we'll see more demand for autos.

Lower rates on loans will create quite tough conditions for consumer lenders because interest income accounts for the majority of their revenue. It's almost impossible to foresee clearly what their profits will be.

Lower quality companies are dramatically overstating their growth rates by using pro forma earnings.

Lower interest rates aren't going to make anybody go out and buy new capital equipment right away. And a lot of businesses are sort of frozen because of the attacks.

Lowering the marginal salaries tax rates is welcome and will go some way in relieving the pressure on the middle class.

Lower figures for the recently released producer price index and consumer price index and lower, but still strong, gross domestic product, combined with the seasonal slowdown in the housing market, led to another decline in mortgage rates this week.

Lower figures for the recently released producer-price index and consumer- price index, and lower but still strong gross domestic product, combined with the seasonal slowdown in the housing market led to another decline in mortgage rates this week.

Let's get one thing straight: No one wants Stafford loan interest rates to increase.

Many of the proposals for dealing with the zero bound rely on influencing expectations, both of future interest rates and of future inflation.

Many more Arizona businesses are seeing the changing ethnic minority population shifts and the rates of minority population growth.

Many market players already think the ECB will raise interest rates in March and then several more times later this year.

Severe weather conditions and uncertainty over interest rates may help explain why the rise in the indicators was cut short.

Severe operating challenges still confront GM, including mix, pricing and market-share pressures plus a tough macro outlook as consumers face rising interest rates and energy costs.

Several times in the last year we've seen mortgage rates creeping up and housing hasn't responded. Now the Federal Reserve has put some credibility behind the increase in rates. I think it set a general tone for the housing market that it'll be a lot more muted.

Setting interest rates is not just about one thing. You don't say, the peso is strong. So, in a sense, imported inflation can be managed. That's just one part of the story.

Separation and divorce can have adverse effects on the health and well-being of children and adults. Past research has shown that divorce is associated with higher rates of mortality, more health problems, and more risky behaviors such as increased alcohol use.

Sentiment is building that the Fed may pause for a while after raising rates to 5 percent next month. That helps shorter-maturity debt, especially two-year notes.

On a local level we certainly will look at the opportunity to weigh in on this one. It is no surprise that rates are going up but this kind of increase is a shock.

Old economy stocks are feeling the pinch in fear that rates are going much higher.

Some bears had implied that rates will rise by 50 basis points tomorrow, and some people were a bit worried about that.

Some company earnings have been good, but we had large retailers in the past couple of days warning about a slowdown in sales. That is enough to get the market a bit concerned with a possible slowdown, ... Add higher interest rates to that mix and what you have is the housing sector and financial stocks suffering.

Shrugging off statements by the Fed last week, mortgage rates remained relatively more stable than bond market yields. Without a key indicator that would move it one way or another, the financial market is in something of a state of limbo.

Should that worse scenario materialize, then most probably our propensity to increase interest rates will be weaker.

Short-term interest rates are rising and people are worried how long the economy is going to continue to do well. That's not helping the market.

Shorter dated bonds are very likely to come under pressure. The economic backdrop to allow the ECB to raise rates is developing and people will be looking for them to act at the March meeting.

Since Charles Schwab has taken the helm, the firm has consistently reduced their commission rates and their account fees. They've been taking their medicine in consistent and regular doses.

Since 1971 there have been only five months when mortgage interest rates were lower, and all of those have been during the last year and a half.

Since the Reserve Bank of Australia raised rates in March, the housing market has just been going sideways. Rates are on hold until the third quarter of this year.

Since the merger, Sprint Nextel has delivered the highest revenue growth rates of any large-cap U.S. company in the telecom industry, and we intend to retain that leadership in the months and years ahead.

Since the inception of E-911, the rates have not gone up, but the cost of business has gone up, ... ... We have to do something in order to secure the revenue stream for E-911.

Single family housing starts, which correlate closely with changes in average mortgage rates, remain robust for now, ... We should start to see this series moderate in future months as higher mortgage rates keep a lid on borrower interest. However, mortgage rates have plenty of room to move before they even reach pre-recession levels. As a result, we may not see a slowdown in housing construction until the autumn months of this year.

Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...

Since imports start from a much larger base, we need more sharply positive export growth rates to stabilize or reduce the deficit.

Most people expect that the Fed will hike short-term rates more than the 10-year (yield) will go up this year.

Most other market interest rates often move ahead of time.

Most of what's left is just organic growth, which means you have to find ways to grow your traffic. Clearly, our growth rates are slowing, and you see that each and every quarter.

Most people were projecting that interest rates would go up and the housing market would be hit,

Mobile browsing will take off in the U.S. when the data rates come down. When we hit a certain threshold, the scales will tip and people will rush to buy.

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Mr. Holthus has done a really good job. I had a lot of horse under me. He's a horse that has some tactical speed; he rates real kindly for me.

Much of their future lies there, ... The high school dropout rates are all going in the right direction and are improving. They have gotten better for the second generation.

Much of the dollar's move is coming from uncertainty as to what is going to happen with the Fed, ... There is speculation the Fed can pause, or they will raise rates but release a fairly dovish statement, putting rate hikes after September in doubt.

Medical Protective made a commitment to Texas policyholders, legislators and regulators that we would closely monitor the impact of tort reforms passed in 2003. We are pleased that the emerging data continues to suggest a moderating trend in loss costs and that we are, therefore, in a position to reduce our Texas rates again. We are also pleased to confirm that last year's acquisition by Berkshire Hathaway has helped us attain the industry's highest financial rating, allowed us to expand our underwriting appetite to additional practice specialties that meet our underwriting criteria, and provided us with the capital to open the door for even more Texas healthcare providers who desire the strongest carrier.

Measured could go away, ... Greenspan wants the yield on the 10-year Treasury to go up because usually, long rates are not this low until late in a tightening cycle. The bond market may be underestimating how much more tightening needs to be done.

My feeling is the Fed hasn't clearly indicated that it's fighting a slower economy rather than inflation. Economists and individual investors would like to see the Fed cut rates by 75 basis points and I do believe that would take some of the pressure off the consumer.

My feeling is the economy is going to slow, either on its own or by the Fed. If you think interest rates are going to be raised steadily, that's not good for anybody, but a modest increase does not hurt technology.

One of the three things worrying the markets for weeks -- namely, interest rates -- has diminished, today, ... But the geopolitical incidents and higher oil prices -- which are connected -- have sent a chill through global markets, creating this buyer's strike, and we're following suit.

One really interesting finding is this affected both uninsured people in lower-income and higher-income households. Rates of debt were actually highest among those with higher incomes.

One subject he may tackle is that maybe short-term rates need to be that bit higher.

One of the big factors that may account for this finding is access to high-quality medical care. Often communities that have high poverty rates either lack access to good quality care, or people have to travel longer distances to obtain high-quality care.

Obviously, we welcome the handouts given by the minister, particularly as far as income tax is concerned and also as far as the tax and retirement funds are concerned. I think what the budget did miss firstly in respect to creating incentives for the private sector to actually come and invest in this country. There was nothing and here I refer specifically to rates of corporate taxation. There was no direct incentive to the private sector to employ people.

Occupancies are strong. Rates are being bumped and discounting is modest.

No one's going to be keen to buy the market now with the ECB meeting looming. We're likely to get more reminders that inflation is higher than the ECB would like and they will be raising rates again in June.

One thing to understand about interest rates is that they're bad in both directions. Having rates at an extreme low is bad. By encouraging them to go further, the Fed only makes it worse.

Online rates continue to climb. The cost rose 20% last year.

My expectation is the general trend of the next few quarters is for profit growth rates to come down, and it will start by having companies send out that message.

My concern is many people are having financial difficulties. Personal savings rates are down. There is less of a buffer to fall back on.

Multi-lender sites allow you to get a good look at the rate market. (Traditionally), it has taken a lot of time and effort to find out what rates are. You'd have to go to two or three different places and possibly even fill out an application each time.

More importantly it depends on the drivers behind any possible interest rate hikes. Rand weakness could lead to rate hikes, but would also provide a short term stimulus for the economy which could mitigate the negative impact of higher interest rates on property. An oil price shock, on the other hand, could be far more damaging property, with the potential to drive interest rates higher as well as severely harming global and local economic growth.

More rate cuts may not be forthcoming, but the Fed is also not likely to start raising rates as quickly as financial markets expect.

Montrose County rates are higher than most and a significant increase will absolutely kill the economy.

Money market and checking account rates are more closely tied to Fed activity. Some banks are offering higher interest rates on checking and money market accounts, but these are promotional rates that are temporary and do not affect the core product interest rate.

(Money managers) expect the Fed to stop raising rates before short-term rates inflict any significant damage to economic growth.

Monetary policy has less room to maneuver when interest rates are close to zero, while expansionary fiscal policy is likely both more effective and less costly in terms of increased debt burden when interest rates are pinned at low levels.

Mortgage rates will put a little bit of a brake on housing activity, ... but it may come precisely as other sectors start to turn around.

Mortgage rates remained fairly stable this week as the financial markets tried to discern just how quickly the economy is growing and how sustainable that growth will be.

Mortgage rates may inch up, but I don't see them getting back up to 8, 9 or 10 percent for a long time.

Mortgage rates haven't been significantly lower than the rates we have today since the 1960s.

Mortgage rates have moved lower recently and housing could respond in coming months. But the latest information from this cyclical area shows some moderation.

Mortgage rates have increased an additional 35 basis points from their average in the first quarter,

Mortgage rates have dropped, yes, but a weak economy means people lose jobs or feel insecure in their jobs. Some potential buyers may end up backing off from a purchase. When the economy picks up after a slowdown, interest rates usually rise, but that doesn't stop people from buying.

Mortgage rates have crept up a bit, but not enough to dampen the enthusiasm for home-buying activity in Greater Cincinnati.

Mortgage rates have been under 7 percent for the past eight weeks,

Mortgage rates fell this week as a result of the Consumer Confidence report , which hit a 4-1/2 year low. Lower confidence translates into slower consumer spending. Less spending means less growth, and less growth means less inflationary pressure, keeping mortgage rates affordable.