Alexa Von Tobel Quotations

Youthful social media users share their personal lives online, tweeting and posting everything from their relationship status to their current location to their latest purchases. Yet, when it comes to discussing deeper personal finance issues or seeking personal finance advice online, the majority of young adults typically shy away from the web.

Kids can learn a lot about necessities and wants by recognizing what people live without. A common routine, but one that should not be overlooked, is having a family donation to a charity for those less fortunate. Ask your kids to search for items, toys, or clothes that they no longer use and contribute those items a collection box.

Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.

For many, graduation marks the end of formal student life - the end of long spring breaks and of thinking that a 10 A.M. class is far too early.

Know the difference between your necessary and discretionary expenses.

LearnVest provides women with the necessary tools and resources to manage their personal finances; its core mission, to positively contribute to society through education and, ultimately, the promotion of self-sufficient and financially aware women.

While I strongly encourage my readers to take advantage of the Internet and social networking platforms to gain a greater understanding of their personal finances, it is extremely important to be safe, smart, and responsible when it comes to sharing, discussing, and managing your finances online.

Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not know how to use credit effectively, tackle debt or make wise decisions when it comes to spending.

As a wife, daughter, friend, and the founder and CEO of LearnVest, my schedule is anything but simple. But I learned early on how to meticulously manage my time.

Bring your kids along next time you go to the grocery store and ask them to help find the price per unit for the general grocery items. By comparing brands and looking for the best prices, kids will get in the habit of looking for deals and understand the value of the dollar.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

Manage your spending by creating and sticking to a budget.

What's the point of creating a budget if it's not possible to follow through?

The fact is, women don't like to talk about money, let alone deal with it. Though we're killing it at work, earning more than ever, running our households, and making big-ticket decisions, too many women still worry they'll be judged by what they earn and how they spend it.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.

It's important to have a really clear strategy so when you are in business, you only have to make micro-strategy changes.

As a new entrepreneur, you need a stake in the game, but you can't risk it all.

I am so organized that it's dysfunctional. Everything has a place. I am a very visual person, so my environment is important to me. If my environment is messy, I can't think clearly. I don't like clutter. A clean desk is a clean mind for me.

By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.

Losing your job is terrifying, but being prepared makes it so much easier.

There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.

When I was planning LearnVest, everyone told me I had to talk to Ann Kaplan, one of the first female partners at Goldman Sachs. Within five minutes of our meeting, she totally got the idea - and by the time I left, she was a seed investor.

A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.

When you're at work, it's about being present and getting as much done as humanly possible.

I don't want to tell you what to buy. I just want to help you think about why you're buying it.

At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

There is no denying that auto-bill pay is easier and more convenient than keeping track of and remembering to pay all of your bills each month, so it makes sense to use it for fixed expenses that you have approved and that you're 100% comfortable with.

Growing up in a family of doctors, I wanted to be a brain surgeon for a while. But ultimately, I get most excited about creating things, which is why I decided to become an entrepreneur.

I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.

The financial advice market presents an impossible conundrum: in order to work with a financial planner, you must have enough money to be of interest. In order to amass enough money, it is critical to work with a financial planner. Most financial plans come with a $1,500-$3,000 price tag - numbers that are simply out of reach for most Americans.

I do my workouts in the morning, and often I'll take someone from my team. The person I'm meeting with can pick the class, whether it's a spin or barre class, or going for a power walk. It's hard to run and talk - I haven't mastered that yet.

Make the most of online banking to make your life easier and keep your finances organized. Online banking is great because it offers quick, easy, 24-hour access to your checking and savings accounts.

My ultimate goal is to create operating systems for myself that allow me to think as little as possible about the silly decisions you can make all day long - like what to eat or where we should meet - so I can focus on making real decisions.

The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and Ill bet there are some great ways to protect yourself.

The time to save for the future is now. Thanks to compounding interest, the earlier you start putting money away for the future, the more you will save.

We never intend to lose our jobs, break up with our live-in loves, or face any number of the curveballs life throws our way. But they happen all the same, so have a bailout plan just in case. Sounds corny, but I call this the 'freedom fund' because it gives you the freedom to get out of a jam without climbing into debt.

When I was younger, I used to play mind games in which I'd try to finish tasks in minutes. My favorite was when I would shower, lay out my school clothes, then devour my dinner - in 15 minutes flat.

When you have a lot of money, there's so many places you can go to manage your money. But when you don't have money, mathematically you actually need a financial plan more. You can't really afford to make mistakes. So why is this such a luxury product?

Investing in renter's insurance is hugely worthwhile. It protects you from a whole load of financial pitfalls around your home. Your home should be the center of your sense of security - not the cause of you losing financial security.

The most common reason new mothers return to work sooner than they'd like to is because they can't afford to go without their salaries any longer.

Personally, I am obsessed with my mom, and I would do literally anything for her.

Since the beginning of LearnVest, I've never left the office for food.

Tax time is the perfect opportunity to jumpstart your spring-cleaning by tackling your financial to-do list.

This isn't like cancer, where we don't know the solution. Financial planning is math. We have the answers, yet it's this huge cause of stress.

We all have pretty much similar dreams, and at the root of all those dreams is being able to be in control of your money.

Your credit report should be 100% accurate, so make sure everything is entirely correct. If something doesn't look right, dispute it.

I always have Moleskine notebooks on my desk. I am a big journaler. Every day I write down where I went, who I spoke to and what it was all about. Richard Branson told me to do that.

I started LearnVest with a tiny savings account where I paid designers, technologists, and even bartered... Because I started with paying for things myself with my own savings, it sharpened my focus of how to spend money.

I think of all my time as existing in 15-minute blocks. Most people think in terms of 30-minute chunks, but I've found that when I free up more time, I waste it.

I'm proud that LearnVest is creating content that helps expectant moms tackle their finances. As much as possible, we hope to lessen the stress during what is said to be such a life-changing time.

If you fail to pay your minimums for any debt on time, your credit score will take a major hit and you run the risk of seeing the interest rate on all of your cards go up. An easy way to remind yourself to pay, is to sign up to receive your statements via e-mail.

If you're trying to diet, what do you do? You grab your two friends and say, 'We're going to the gym; let's do this together.' Money shouldn't be any different. If you're trying to make progress, if you're trying to save more, we really need to be able to get support.

We're providing planning to a huge audience who's never had access to financial planners before. This was always my plan for LearnVest. It was in my very first pitch deck.

I go to bed at 2 A.M. and get up at 7 A.M. - I've never been a sleeper. But I definitely get sick every month-and-a-half.

Before you take the leap, before you jump, really make sure it's going to be something you want to get out of bed [to do] everyday, because it is so hard. So you want to make sure that you're really committed.

You should go to work every day a little bit nervous.

Money shouldn't be worshiped and it shouldn't be ignored.

Flowers make me irrationally happy.

I go to bed at 2 a.m. and get up at 7 a.m. - I've never been a sleeper. But I definitely get sick every month-and-a-half.

Start a business plan for yourself, not for anyone else.

Get up, dress up, and show up.

As an entrepreneur, you have to be OK with failure. If you're not failing, you're likely not pushing yourself hard enough.

Learning how to face fear really makes you invincible because you stop being scared.

When everyone zigs, zag. Life is all about trying to get somewhere first.