We're expecting premiums to continue moderate. The increase in 2005 should be smaller than last year, probably less than 2.8 percent.
You could be the best driver in the entire world. But if there is a 10 car pile-up and you're number 5, you're going to get sued no matter what.
The better people prepare for a disaster, the better they will be able to survive it.
When there's a disaster, insurance companies practice a form of triage and go to the worst damages first.
It could be the smallest pond in the entire world, but if you are a big fish in that pond, you will be perceived as having deep pockets.
Parents who add either a teen-age son or daughter to their insurance can expect an increase of 50 to 100 percent in insurance costs.
Adjusters are already in California providing checks for additional living expenses. Many people aren't aware they have this benefit.
The one thing about this disaster is there are going to be a lot of total losses. People with standard policies will be getting only what's in the policy.
The Internet is probably the ultimate shopping tool. You can use it to get a lot of information.
The economy is good, and people are bringing more expensive toys, if you will.