Kenneth Meyers Quotations
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Agencies Quotes
That aspect is just now beginning to materialize and right now we don't know too much about how that will even work, ... There have not been any agencies approved for that yet. But, you have to complete that before you can get a discharge through bankruptcy. If you don't do it your discharge is not denied; it just doesn't move forward. So, there is some uncertainty about that right now.
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Agencies Quotes
That will have to take place through the Internet or by telephone, which will create a hardship. The way I understand it these agencies are supposed to explain how people can pay their debts outside of bankruptcy, ... And in order to file you now have to have a certification that you have completed the credit counseling.
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Agency Quotes
Credit counseling sounds like a good thing. If the credit agency is sincerely concerned about the debtor then it's a good thing. However, if the credit agency is more concerned about a fee that is generated for them by consolidating the debt through their office, then it's a bad thing.
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Additional Quotes
They have made me look good through this entire process, ... They have handled all these additional filings and they are still dealing with the public and still getting their other work done. They are eating at their desk, staying late, coming in early and even volunteering to help this weekend just to help serve the public. Sometimes government offices get a bad rap but I can't say enough good things about my staff.