I've never heard anyone say they were sorry they had kids. They only say they were sorry they hadn't planned for it,
For anything less than five years, you shouldn't be buying common stocks. You want a return of your capital as well as a return on your capital.
You can't mess up your financial independence to put your kids through college, ... If you hit a snag, you don't have as many years to recover.
When the stock market drops, you don't necessarily notice it at the gas pump, ... The price of oil will drive the market as far as sentiment goes, but it's not necessarily correlated in terms of performance.
A good portfolio will always have a couple of things that are misbehaving. If everything is going up all at once I get kind of nervous. In the long run everything should work well together.
A good portfolio will always have a couple of things that are misbehaving, ... If everything is going up all at once I get kind of nervous. In the long run everything should work well together.
So there is a cost of waiting, and it's huge. That's an important thing to see.
The important thing is not how much you are saving ? it's that you build a habit.
If you look at having children as a purely financial decision, we'd have zero-population growth real fast,
