Most of the major banks have already been giving the data anyway, so comparability won't be a problem, because we already have the data.
Chase has the customers and Morgan has the products.
The earnings have been good. It indicates the fundamental trends are continuing to be good for the banking industry. I think we'll see 10 to 12 percent growth for the industry next year.
The earnings are pretty good -- either in line or better than expected. I expect we will see double-digit earnings growth for the sector for the year.
