People think the (bankruptcy) law is going to be repealed on Oct. 17. It's not.
While certain sectors, like the automotive industry, are under pressure, the bigger picture shows there simply is not the kind of the volume we saw in the past. It's not 2001.
The people who are most affected by the hurricane won't be the means test candidates anyway because they will earn way below the median income. They only have the clothes on their backs.
We are seeing the effect of consumers rushing to file now in order to avoid the impact of the new law.
