Israel has a unique framework with tremendous potential. It does not guarantee success however, and very much depends on how the management uses the system.
If you have lived a lifestyle where you find it OK not to save and you live month to month, then $2,000 must seem like a bag of gold falling from the sky.
It doesn't surprise me. People generally underestimate what they're going to spend for the holidays.
The UK has adopted the American habit of credit with vigor, and consequently consumers are rapidly getting in over their heads.
More than 50 percent of the people who file bankruptcy file it incorrectly, and it is unnecessary in many of the cases. They have plenty of money to pay their bills, but are too disorganized.
