Suze Orman Quotations | Page 3

There isn't a part of our lives that money doesn't touch - it affects our relationships, the way we go about our everyday activities, our ability to make dreams reality, everything.

people's feelings about themselves change when they change the way they handle their money. Once they begin treating their money with respect, their self-respect shoots up as well.

Money is the currency of life because it is the external measurement system that all of us have as to how we judge where we are in our own lives.

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

With success comes unhelpful criticism - ignore it.

Money is the only thing you can use even if you don't have any. ... There's always a credit card ...

As our net worth falls, so does our self-worth. Ironically, it's when we don't have it that we most feel we have to flaunt it ...

I get more inspired by seeing everyday people succeed against the odds than anything else in life.

... true financial freedom doesn't depend on how much money you have. Financial freedom is when you have power over your fears and anxieties instead of the other way around.

Money will respond to you just like people do.

... show respect for your money ... Then your money will think and care about you in return.

Choosing wealth as a goal requires facing everything about your money bravely, honestly, with courage -- which is a very, very hard thing for most of us to do.

You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm never going to pay that back. What am I going to do?' Listen to me and listen to me good, class of 2013. I want you to think back to all of these things you said to yourself, 'I can't do that. I can't palpate a cow. And what's worse, palpating a cow or taking semen from a horse?' But you did it, didn't you?

There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."

You can't build a foundation on lies.

Cut back your spending now.

I'm probably the only bestselling author you know who's written more books than she's read.

Time and love are the most valuable possessions you can share.

The truth is that you are nothing more than the custodian of your inner and outer wealth while you are on this planet. All you have to decide is what kind of custodian do you want to be? Do you want to be a good custodian of your inner and outer wealth? Or a bad custodian?

When you can be happy in your sadness as you are in your happiness. Then you know the key to life.

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.

What happens to your money directly affects the quality of your life -- not your stockbroker's life or your banker's life, but YOUR life.

You are to set your own value, communicate that value to the world, and then not settle for less. Sound daunting? That's just because it takes you out of your comfort zone. You have got to stop being an obstacle on your own path to wealth and security and happiness. You must understand that valuing yourself is well within your control.

You'd better have faith that everything happens for the best. Nothing happens in your life that isn't something that you are meant to learn to get you where you need to go so you can become who you are meant to be. And that meant-to-be might be someone you don't even know exists at this moment in time.

The things that matter most in this world are those that carry no price tag, for they can neither be bought nor sold at any price.

Money is a topic that touches all races, all religions, all sexes, all ages, all tax brackets. It's a universal language that truly has been held up to us in society as a thing that determines whether we are successful, worthy, whether we have contributed something to life or not.

The truth will always lead you to a better place and a bigger place. And every single setback, every single one, has led me - not in my time, but in the time that it was meant to happen - to a place that I never in a million years could have imagined that I could go or become.

Who would you want to be giving you advice? Somebody who doesn't have any money?

Many of the good things would never have happened if the bad events hadn't happened first.

I answered her spiritually. And that is where Oprah [Winfrey]comes from. She comes from a place of the truth within her. And I think that's why we clicked. And I think that's why we still continue to click.

America has a broken spirit, that the people that are saying, "Please help me, please let me keep my home, please let me keep my car, please recognize me as a vital human being," they are falling on deaf ears.

You can have all the money in the world. You can be a multi-billionaire, but if you do not have your health it means nothing. Your health is the No. 1 important thing in your life.

You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures.

Recast your current problems into proactive goals.

If you have debt I'm willing to bet that general clutter is a problem for you too.

A great teacher once taught me that you've got to have faith that everything happens for the best. I have had many setbacks in my career and every setback has led me that much further into my truth.

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track.

I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.

I've learned from her [ Oprah Winfrey] really how to stand in one's truth, how if you just simply are who you are, you know, you're heavy, you're thin, you're happy, you're sad - if you just speak your truth as it comes into your mind, then that's what people relate to.

If you're not staying on top of your money, you are putting your financial well-being at risk.

I don't care how far we've come with "women's liberation," with all these things. In a man's mind, he still needs to be the support of his family. He needs to hold up the world.

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.

Once you stop looking for a job, you are no longer considered part of the unemployment number.

The dream of having one's dream job turned into "Oh my God, I'll take any job. I've been out of work for two years now. I don't care what I do. I'll do anything because I don't have any money".

Cleanliness is a state of purity, clarity, and precision

When you undervalue who you are, the world will undervalue what you do and vice versa.

It's better to do nothing with your money than something you don't understand.

Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial oxygen mask on their face first. When they're solid, they can pick up the whole world.

Here's what's interesting about women. When it comes to their babies, when it comes to their children, they become these financial warriors like I have never seen before. They will not turn their back on the battlefield.

I'd rather make 50 percent of something than 100 percent of nothing.

Nothing's greater in life to see somebody who doesn't have start to value who they are and, as soon as they feel valued, they can change this world too.

One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself, a very wise teacher once taught me this, is to meet the needs of the people, places and the times around you and offering those services to God.

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.

If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.

If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.

People first, then money, then things.

Every morning I wake up, I can't even wait to go and see what life can I change today. It doesn't have to be a lot of lives, but I can change one life a little bit here, a little bit there, and I hope that everything I create, people know that.

I believe in God big time and I'm proud to say I believe in God.

Women fake orgasms and men fake finances.

You have to see every potential roadblock as an opportunity and a benefit.

I get more emails and calls when it comes to money than probably any other single person on television when it comes to money.

We women know how to take care of everybody so well. But the one person we have written out of the equation is us.

Be as good to yourself as you are to those you love.

We are all powerless as children, and money looms so powerfully... we don't grow up to claim our financial power until we look money directly in the eye, face our fears, and claim that power back.

I want to see a new system. I believe that the credit scoring system is broken. That's my belief.

You can never solve a financial problem with money. The only way for you to have a larger net worth is for you to go within to see why you are going without.

In order to live a rich life, everything about who you are must be one, in alignment, and in pure harmony.

Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.

Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to be cherished and adored by someone. I am worthy of an intimate and fulfilling relationship. I won't settle for less than I deserve. I will do whatever it takes to create that for myself.

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.

Women are fighters. They will fight and fight and fight to get what they need, especially if they have children.

Abundance is about being rich, with or without money.

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

Live below your means but within your needs.

Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people.

What women need to understand is that you cannot save a child if you can't save yourself.

How you end something as profound and important as a marriage is a reflection of how you live your life--financially, emotionally, and spiritually.

Many people are dreaming. Let me rent. Let me have a job. Let me work until I'm 70. That's not what the American Dream used to be. It used to be, let me own a home. Let me retire at 59 and a half or 65 at the latest. Let me do this. And now, really, given what's happened, good luck with anything happening unless you do it yourself.

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she gives of herself.

Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those who have very low interest rates (2-2.5 percent) on student loans and know everything is secure, great.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.

It's only when we give to ourselves as passionately as we give of ourselves that we create the life we want and deserve.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.