Linda Sherry Card Quotations

Basically, credit card companies can write their own rules.

The factors cited by card issuers are very broad. It appears that anyone - not just people in financial difficulties - could be subjected to a much higher rate for very insignificant reasons.

To me, having a good card with a low rate that doesn't zap you with late fees is a better way to go than all of the gimmick cards.

You may have to contact the issuer two or three times, but keep plugging away until your credit report shows that the card has been closed.

You might also want to unlink your debit card from accounts that you won't need access to before you go, since a thief could do a lot of damage.