Bob Hartwig Quotations

We had not just one event but several that eventually caused 3 million claims. It caused an exceptional strain on claims-handling resources.

Jackson was not targeted for any other reason than the physical condition, the location of it and being able to put students in other schools.

Jackson kids are going to benefit because every school will be in good condition if the bond package passes. There won't be the same inequities in the buildings.

Parking (at South Medford) is an issue, especially with the stadium there.

That amount would likely bankrupt a fair number of smaller insurance companies operating in the state.

Thankfully, Hurricane Isabel as a Category 2 storm did not approach the level of damage of Hurricane Floyd, which hit the same general area in 1999.

We can price for the probability of certain events. But we can't price for what amounts to political risk.

While formidable, Isabel will fall generally within the range of catastrophic risk that insurers anticipated and built into insurance premiums for homeowners and businesses along the East Coast. I would not expect the storm by itself to have a significant effect on insurance rates.

The reason we have proposed replacing South Medford is that space is limited. We can?t expand there.

This sounds like a small percentage, but you're talking about hundreds of millions of dollars that were added in there.

These structures, no matter how they are constructed, cannot withstand these winds. There are large numbers of mobile homes in the state of Florida and the state has to think seriously about the suitability of these structures going forward.

The third option is the better use of money in the long run.

That is an enormous amount. It indicates there are deep problems that haven't been addressed in the past.

It's so commonplace. Every company with huge data processing needs is going to look at this.

It's really about efficiency. We needed to close one school.

These are not the recommendations we will make to the school board. These are three options to start a dialogue at the public meetings.