Gail Cunningham Quotations

Reading gardens are a beautiful, fresh way for communities to enjoy green spaces with lasting positive impact for children and adults.

For people who live paycheck to paycheck, and every cent is already spent, they're living on the edge.

This year we're celebrating 21 years of Keeping America Beautiful through the Great American Cleanup.

If a taxpayer files electronically, he'll get his refund almost as fast as he would with a RAL, and he'll often get it without paying any fees or interest.

The government enjoys having the use of your money all year. They get to spend and invest it for themselves, and you don't. So unless Uncle Sam is your favorite uncle, don't be giving him extra money all year round!

The amazing thing about the popularity of these loans is that people are paying triple-digit interest to get their refunds back only a few days earlier.

Nobody plans to dig themselves into a financial hole, but going into Christmas 2005 many people were still paying for Christmas 2004.

These taxpayers have gone all year without the money money they unnecessarily overpaid to the government to begin with and suddenly they are in a hurry to get it back. But even a cash advance on a credit card is more attractive than a RAL at these rates if they are that hard up for cash.

I am foursquare against anyone getting a refund. Become more financially disciplined all year round, and keep that money for yourself.

And one thing can be disaster, a flat tire or high energy prices.