We can lower costs if we invest heavily in mitigation in this state and that's really the most important thing.
We can raise rates, we can borrow more money, or we can mitigate. In the long-run, we can lower costs if we mitigate heavily in this state.
An entire metropolitan area flooded is something we don't have a lot of experience with.
The issue is, times have changed and maybe it's time to reexamine it.