Personally, I don't want to do a lot of angel deals in a year. I get approached a lot. I'm becoming less and less polite, which doesn't seem to be helping. A lot of the things I get pitched on are from people who just want to make money.
At Square, we got our tech up and running in three weeks, but it took us 18 months to get licenses, banking relationships and everything else we needed to be able to move money. We had to partner up with major companies to do it.