There's no reason for your imagination to be fettered by money.
I've got lots of friends who are musicians, and there is a fair proportion of broken marriages and relationships as a result. You are on the move all the time. It's difficult if you have kids, and it's hard to make money unless you are in the premier league.
We are borrowing money from future generations. We are borrowing the carbon impact, the resource impact from future generations to get stuff cheap now. We have swept the dirt and dust from our society under the carpet - but this carpet is on other side of the planet.
I'm terrified of being poor, I always have been. It's growing up as a Methodist. I'll spend that bit of extra money to get a better seat on a train sometimes, because it's quieter and calmer, but I refuse to spend money on clothes.