You pay a lot of money for that beach and that beach is going to disappear periodically, so you pay a lot of money again and again and again.
There's just a bunch of well-off people who have been very imprudent, even stupid, and they've built their buildings right next to a beach, ... They're asking us to pay for restoring the beach when all we have to do is tell them to move their buildings and the beach will be restored.