Harvey Rosenfield
Harvey Rosenfield
Harvey Rosenfieldis an American lawyer, author and consumer advocate. In 1985, he founded Consumer Watchdog, a nationally recognized, nonpartisan nonprofit public interest group. He serves as the group's counsel...
apple california comply costs fails fix products selling stuff work
Selling 'cool' stuff isn't 'cool' if the stuff doesn't work as advertised and Apple fails to comply with its obligations under its warranty and California laws. Like every other industry, Apple must fix products that are defective for free, and refund the costs incurred by its customers.
four interests ours realized took
I think they realized that nobody's interests would be served. We took their four initiatives very seriously, and I think they took ours very seriously.
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If they try to put through a bailout, there's no amount of campaign contributions that's going to protect them from what the voters are going to do to them in the next election.
bad drivers good pay people throughout
The people who are going to pay more are the bad drivers who've been subsidized all these years by good drivers all throughout California.
duty people
He has disgraced his office. He has breached his duty to the people of California.
bailing california crisis energy require solving
Solving the energy crisis in California does not require bailing out Edison,
associated care complaints complaints-and-complaining driven health horror including increase number profit rush seeing tremendous
What we're seeing is a tremendous increase in the number of complaints and horror stories, including fatalities, associated with the rush to corporate, profit driven health care in our country.
california consumers drivers effort harder insurance led people ruling undo uninsured victory
Today's ruling is a victory for California consumers over insurers' brazen effort to undo Proposition 103 in Sacramento, which would have led to more uninsured drivers and made it harder for people who need insurance to get it.
companies consumer expect insurance looks resist
We still expect the insurance companies to resist as long as they can. But right now, this looks like a consumer triumph.
forward industry insurance mistake
This is going to be a catastrophic mistake for the insurance industry if they go forward with this.
allowing beyond books claims companies estimates expect far increases inflated insurance justify limit loss margin medical numbers overstate pay promote rate reasonable shows study victims
The study shows that malpractice insurance companies consistently overstate how much they expect to pay in claims and in amounts far beyond the margin of reasonable error. By manipulating their books to misrepresent their 'losses,' the insurers have profited in two ways. First, they have used the inflated numbers to justify rate increases that were unnecessary and excessive. Second, they have invoked their exaggerated loss estimates to promote legislation allowing these insurers to limit how much compensation they have to pay out to victims of medical negligence.
bad pay people voters
The voters said this is how it should be done. The people who should pay more are bad drivers.
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By inflating their estimated 'losses' as much as 66 percent, medical malpractice insurance companies have misled regulators, lawmakers and the public and overcharged physicians and other health care providers. Because all insurance companies use the same flawed accounting practices, it is likely that the insurance industry is responsible for several billion dollars in premium overcharges over the last few years, a period during which premiums have soared. The nation's economic stability and security demands that the insurance industry's accounting practices be investigated, and reforms put in place such as those that were made after widespread financial fraud was uncovered at Enron, WorldCom, Arthur Andersen and other corporations.
businesses california dollars expect industry insurance passing pay thousands trick voters year
California motorists, homeowners and businesses can expect to pay hundreds or thousands of dollars more every year for insurance if the insurance industry is able to trick the voters into passing their initiatives.