Robert McKinley
Robert McKinley
balance checks fee interest nineteen percent rate starts transfer
There are fees. You may have a balance transfer fee or a convenience fee, and the interest starts right away and the interest rate typically on those checks is very high. Nineteen percent or higher.
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Just pay attention. Make sure you're not given a product you don't want.
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There are sort of give backs with those low rates.
comparison vote
Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.
last percent rates seen zero
You can get zero percent rates that last as long as a year. We've never seen anything like this before.
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If someone rips you off, it's a real mess to clean up.
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There are a few scenarios where it could make sense. If you have the right rewards card, or if you use your rewards well, you may get a value that's worth considerably more than the cost.
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We're in an environment right now where there's a lot of strain in the profitability of credit cards, ... Issuers are looking to hit you with fees and those sorts of things.
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They are a concern to a lot of consumers because there is an open check with your name on it.
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The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully.
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That's where the consumer can take advantage of the low interest-rate environment.
accounts adding qualify
Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month. About one in 100 applicants will qualify for it.
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So it's possible that any rate cut today could be offset by a bump-up in pricing.
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Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come.