E. B. White Hidden Quotations

Holiday spending can be difficult enough to budget for at the best of times, without the bill creeping up by way of these hidden charges. It is possible for consumers to reduce the amount they will pay in fees, or avoid paying them altogether, if they take a little time to research the credit card market before going away and make sure that they are packing the right plastic.

I keep repeating that people are not stupid, and we're not. For every destructive emotion and limiting belief we hang onto, there are payoffs, hidden benefits. Why else would we hold onto them?