Famous Quotes & Sayings

Ken Joyce

We believe that these initiatives, together with improved cash flow from business operations, have enhanced our financial flexibility. We currently have sufficient resources to retire the remaining '06 convertible notes at maturity and based on current forecasts we believe we will have sufficient liquidity available to satisfy the $146 million of 5% convertible notes due March 2007. As previously announced, during the first quarter of 2006 we purchased in the open market $30 million face value of our outstanding $471 million aggregate principal amount of 9.25% Senior notes due February 2008.

Alan Greenspan

Until market forces, assisted by a vigilant Federal Reserve, affect the necessary alignment of aggregate demand with the growth of potential aggregate supply, the full benefits of innovative productivity acceleration are at risk of being undermined by financial and economic instability,

Eric Rachal

What we do is we measure the response time to process one of these e-mail transactions for each one of those servers. And then we aggregate that data cross all of those servers every five minutes.

Robert Blendon

When there would be changes, they'd staff up the Social Security offices. Every congressman would staff up the office. Every mayor had a Social Security specialist so at the local level they could help people see how their benefits changed. The aggregate long list of choices - calling an 800 number, going to a website - is just very hard for seniors.

Shashi Tharoor

India's national elections are really an aggregate of thirty different state elections, each influenced by its own local considerations, regional political currents, and different patterns of political incumbency.

Jeff Smulyan

We're now close to $1 billion in aggregate sales proceeds while we continue to evaluate alternatives for our remaining stations,

David Miller

If the Series is two large-market teams, like the Yankees versus the Dodgers, aggregate revenues would easily exceeded rights fee payments.

John M. Smith

I could swear I heard a score recently - 16 September, 2003 to be precise - where the home team won 6-0 and where the aggregate score was six-all. I think it was a League Cup match in Wales. Was I dreaming? And if not, is this the biggest two-leg comeback of them all?

Kim Rupert

We suspect the FOMC will say that while Katrina had a devastating regional impact, aggregate growth should be only temporarily damped.

Kevin Sharer

We remain confident in our long-term guidance of compound annual growth rate for sales and EPS of low 20s for the 2001-2005 period and sales between $8 billion and $9 billion in 2005,

Patrick Stokes

We remain confident in our ability to consistently achieve annual double-digit earnings per share growth over the long-term, with a 12 percent average annualized target through 2004,

Judy Gresser

What he has done is created a permanent source of funding for these agencies. The organizations he has named in the fund can count on receiving an annual check from now until forever.

Laura Bush

We're going to have the first one, and then we'll see how it goes. We started the Texas Book Festival six years ago in Austin, and it's become institutionalized as an annual event at the Texas capitol. So I expect this will be very successful here.

Michelle Harutunian

United Way funding is vital to Harvest Texarkana's daily operations, being one of the few nonprofits that does not receive government funding on an annual basis. We are totally reliant on United Way dollars, profits from various fund-raisers and donations from area businesses, churches and community groups and individuals.

Catherine Marquette

United for D.C. is excited to begin the third annual United Community Grants cycle. Last year alone, United for D.C. distributed almost $85,000 in grants to six local organizations, assisting established groups expand their urban soccer programming and helping new organizations create inner-city programs. We look forward to receiving another round of quality applications this cycle.

Jim Ratcliffe

Unions can play a valuable role in large organisations where it is difficult to talk to a thousand people. They can negotiate annual pay awards with management, represent grievance cases, and explain and advise on complicated changes in employment or pension law.

Jim Owen

We're expecting the 2005 annual numbers to show an investment nationally of more than $4.8 billion. As recently as 1999, that number was $2.9 billion.

Jen Schlegel

We?re hoping next year?s event will involve even more community groups. We?re hoping this will be an annual source of pride and goodwill.

John Battelle

When it broke out in the mid 1990s, the web was society's first at-scale digital artifact. It spread in orders of ten, first thousands, then millions, then hundreds of millions of pages - and on it went, to the billions it now encompasses.

Kevin Sharer

We remain confident in our long-term guidance of compound annual growth rate for sales and EPS of low 20s for the 2001-2005 period and sales between $8 billion and $9 billion in 2005,

Sandra Taylor

We're spending billions of dollars on a country that doesn't want us there.

Harry Reid

We're spending a lot of money in the Gulf, ... We have to do that, but is there anyone in the world that can justify $70 billion in tax cuts? I don't think so. So before I talk about offsets, let the president focus on that.

Edward Kennedy

We're going to support the servicemen and women, ... But when you're asking for the tens of billions of dollars in reconstruction, we're entitled to the answers to those questions.

Dan Doctoroff

What we're looking at, as we look ahead a few years, is a default, a half-finished site and a developer who walks away with potentially over half a billion dollars in profits and fees. We simply can't allow that to happen.

Kathleen McGinty

What this is about is saving the state substantial sums of money. It's about having others chip in to solve the $15 billion price tag for cleaning up the problem.

Rob Whiteley

What they're basically doing is taking the $8-$10 billion router and switch market and making it security-savvy. So often we find technology in search of a problem, but that's not the case here. Cisco is responding to market demand.

Jess Blackburn

What he is saying is that $80 billion remains a viable and reachable goal. He's not being as specific as to the timeline.

Tom Gorey

Unless and until Congress changes the formula, we'll calculate the fee according to the formula.

Jeanette Luhr

With the increasing number of millionaire households, comes an increasing confidence as over three-quarters of high-net worth households feel they will be financially prepared for retirement. These millionaire households understand that calculated risks are still a necessity within their portfolio design, however, over 50 percent have become much more conservative in their investment approach over the past year.

Chip Greenberg

We're extremely excited to have Exit as our partner in promoting ImagePhone2. This will allow us to distribute the software package to over 200,000 households annually, calculated on only five sales per year by each of Exit's 20,000 agents.

Jane Goodall

The part that always shocked me was the inter-community violence among the chimps: the patrols and the vicious attacks on strangers that lead to death. It's an unfortunate parallel to human behavior - they have a dark side just as we do. We have less excuse, because we can deliberate, so I believe only we are capable of true calculated evil.

Eddie Perez

Pouring concrete on land you don't own is called a calculated risk, if you don't pour you loose millions.

Woody Johnson

With the season officially over and our new head coach in place, it's time to set the team on a new course. The Jets will not be defined by the challenges we faced in a single season, but how we overcome them: by embracing change and taking calculated risks.

Dhirubhai Ambani

You have to take the calculated risk,to earn something

Roger Simmons

I wouldn't even start to calculate the odds of him winning a big jackpot like that again. He said he wanted to be a billionaire, so I guess this is one way to try it.

Stephan Pastis

You can't just count on becoming a syndicated cartoonist. I actually tried to calculate the odds once, and the best I could come up with is a 1-in-36,000 chance. And the odds of getting hit by lightning are 1 in 7,900 - which kind of shows how long those odds are.

Kathi Moore

We've asked them to give us the details on the spill, what happened, how it happened, what caused it, what they've done to contain and control it.

Randy Fletcher

When we went to the zone, we played well. I don't like to go to the zone, but we've been playing it and playing it fairly well. The one time we went to sleep and they came right up and hit a three. But, we sucked it up and caused some bad shots.

John Sulston

When it came to choice of subjects, science was obvious - since I was uninterested in anything else - but a decision that caused consternation in some eyes was my demand to take biology for A-level.

Toni Atkins

What has caused the damage is Ms. Atkins' misconduct, not the uncovering of Ms. Atkins' misconduct.

Bob Hofman

We gutted it out. We had a poor first half. But we played a lot better in the second half. We really picked up on defense and caused a lot of turnovers.

Mark Davis

Union Pacific apologizes for the inconveniences caused to Texarkana. Our hearts go out to the family that lost a person as a result of the derailment.

Kevin Browne

Usually, history suggests that the others would have to match their pricing to be competitive with the given market. Discount airlines in the past have caused that to take place, and I don't see any reason that this wouldn't cause the same adjustment within the marketplace.

William Comanor

U.S. Steel was a continual drag on the economy for the next 50 years and caused substantial harm,

Dean Foster

We expended so much energy to get ourselves back in the game that we started pressing ourselves a little too much at the end. We forced up a lot of shots at the end, but give them credit. They came at hard defensively and caused us to do some things we're not used to doing today.

Carter G. Woodson

One can cite cases of Negroes who opposed emancipation and denounced the abolitionists.

Marc Chandler

On the one hand, being labeled a foreign exchange manipulator is a toothless policy because it simply requires bilateral talks. Big deal. On the other hand, by citing them the administration demonstrates to an uppity Congress that it is on the case and steals their thunder.

Clive Woodward

One of the major successes of the tournament so far has been the refereeing, because I can't recall many people talking about it. There have been very few bad incidents, hardly any citing offenses and (Watson's) looking forward to tomorrow's game and so are we.

Ian Stannard

Central bank's reserve diversification is now a global trend, although different central banks are citing different reasons behind the change.

Mike Ruddock

I will be interested to see whether the Ospreys appeal the citing decision. I think they should certainly consider it very strongly.

Clive Woodward

I saw the same tapes that the citing commission would have seen and to me there was plenty of evidence,

Leonard Boswell

The 9/11 Commission recently released their report, citing important changes which need to be made to improve our nation's homeland security. I voiced my disappointment with the House leadership when this report was left until after the August recess for action.

Steve Crampton

Our Supreme Court seems enamored with citing foreign sources of law what happens in the European Union today is going to become the law and policy of America tomorrow.

C. S. Lewis

Do not cite the Deep Magic to me, Witch. I was there when it was written.

John Hofmeister

We respectfully request that Congress do no harm by distorting markets or seeking punitive taxes on an industry working hard to respond to high prices and supply shortfalls.

Hubert H. Humphrey

We're going to expose what the tobacco companies knew and when they knew it. The American public is going to know how the tobacco industry manipulated kids, manipulated nicotine and manipulated public policy. Congress and the Department of Justice are going to know the pervasiveness of the fraud,

David Jones

When we finally decide on who our president is, and on the day when we realize the economy is so weak that that new president must cut taxes, and he can't do it because of a divided congress and all the animosity that comes out of this agonizingly long presidential election, the dollar's going to be in trouble.

Robert Joseph

We would urge both Congress and our international partners to avoid the temptation to renegotiate the deal,

Larry Sabato

What has this session of Congress accomplished? I'm sure they can give me a list of minor technical bills but on the big things they have failed.

Hal Rogers

What has happened along the Gulf Coast is nothing short of a humanitarian crisis, ... The Congress is committed to providing the funding necessary to not only offer immediate relief to the victims of Hurricane Katrina but to also help rebuild their lives and get them back on their feet.

Harry Reid

What has been the response of this Republican-controlled Congress to the administration's manipulation of intelligence that led to this protracted war in Iraq? Basically nothing,

Karsten Voigt

We can count on the fact that this will be probed by the American public, particularly by the US Congress.

Dave Hamilton

What's really reprehensible is that friends of the oil industry in Congress are using ... a disaster, which essentially pointed up our shortcomings in protecting public health and safety, to repeal environmental rules that are designed to protect public health and safety.

Steve McCraw

We've asked for all Texas officials to keep an accurate accounting of costs that are directly related to the relief effort so that we can ensure these are reimbursed." ()

Doug Steenland

We remain open to exploring various options to attain the needed labor costs savings but we need to resolve the issue quickly.

Javier Zanetti

We respect Porto and know the game will be difficult, but we want victory at all costs and we know we can achieve it.

Jon Huntsman

We're some weeks away from putting our budget together, but I can tell you this, that energy prices as high as they are will affect costs across the board. There's no doubt about that,

Randy Reid

We're going to see the cost of everything go up, just to get basic supplies here, shipping costs will go up, ... We'll have to deal with that as we go, we just have so much money to spend, it's always a challenge. ... Budgets are just a projection and it's so volatile, it's just hard to plan. If things rise in one area, we'll just have to make up with it in another.

Shannon LaRocque

We're going to see higher construction costs anywhere.

Bill Smith

We're going to pay it one way or another. We think paying based on what the actual costs are over a 5 percent difference is a good way to do this. It's not that we're unconcerned; it's just the price of doing business.

Tim Ehrgott

We're going to find a different system that works for us, even if that costs us some money to do that. You want to make sure you know what you have in the classroom.

Kent Beck

Received wisdom is that if you spend time up front getting the design right, you avoid costs later. But the longer you spend getting the design right, the more your upfront costs are, and the longer it takes for the software to start earning.

Jim Grant

We've asked departments in the last two years to trim back and be as frugal as possible so we'd have the dollars to provide the services we need to provide.

Lisa Smith

We've always done trivia. It's tradition. And we also have football bingo, a food contest and plenty of Dollar Store prizes. It's kind of like another holiday for us.

Rodney Lewis

When it comes to a big game, a national championship game, either a five hundred or thousand dollar board.

Heather Dougherty

We remain enthusiastic about the start of this holiday season, as several categories saw substantial revenue increases. The growth in 2004 holiday revenue suggests that consumers are shifting more dollars to the Internet this season.

Sandra Taylor

We're spending billions of dollars on a country that doesn't want us there.

Stephanie Contreras

We're spending a lot more tax dollars and we're wasting lives because we're not treating them early enough to keep them from deteriorating.

Mike Ryan

We're so dependent on foreign capital that, if you could see any weakness in the dollar it could come on Friday with the trade numbers. If we see a sharply above consensus reading for trade, there could be some concern about the sustainability of that trade gap and that could certainly weigh on the dollar.

Edward Kennedy

We're going to support the servicemen and women, ... But when you're asking for the tens of billions of dollars in reconstruction, we're entitled to the answers to those questions.

Kenneth Fisher

People do dollar cost averaging because they have regret of making one big mistake. But the fact of the matter is that, mathematically, the market rises more of the time than it falls. It falls, but it rises more of the time than it falls.

Harri Holkeri

When I was involved in Finnish domestic problems, I used to bring people together and make them work together instead of fighting against each other.

John Shaughnessy

What we're seeing happening is the best of all worlds. The economy is strong yet inflation remains quiescent. The earnings outlook remains reasonably good. Given those things, the money continues to flow into the market from both domestic and foreign sources.

Trilby Lundberg

What has occurred is that supply swelled as our domestic refinery capacity came back on line after recovering from hurricane damage and gasoline imports flooded in to help fill the demand.

Robert Long

We got whacked on the Fed comments (Wednesday), but that reaction doesn't make sense, ... Don't you think if the Fed is hinting that interest rates will go up sooner, that suggests the economy is doing well? I think the comments bode well for the GDP (gross domestic product) report tomorrow and next week's monthly employment report.

Joseph Ramos

What's pushing these figures is domestic demand, with a major contribution from investment, which means productive capacity should continue growing in the coming quarters.

Haruki Takahashi

Unless the US stock market enters a serious downtrend for some reason, the domestic stock market should continue its bull run going forward.

Paul McHale

U.S. military forces executed the largest, fastest, most comprehensive and most responsive civil support mission ever. In a domestic relief operation unprecedented in scale, over 72,000 federal military and National Guard forces flowed into the Gulf Coast region over a 12-day period to assist fellow Americans in distress.

Pat Camden

We're being told there's an order of protection in place, and as I said, it's an ongoing domestic situation.

Charlotte Bunch

Sexual, racial, gender violence and other forms of discrimination and violence in a culture cannot be eliminated without changing culture.

Dee Bradley Baker

When I was a child, I thought I was going to be a paleontologist because I loved dinosaurs. I loved monster movies and sci-fi, and then 'Star Wars' came out, and I was completely out of my mind with that, with 'Close Encounters,' and then I thought maybe I was going to go into special effects makeup, which I thought was awesome.

Anthony Chan

When we exclude the effects of the recent hurricanes, we have to come away with the conclusion that despite higher energy prices and a battery of hurricanes, the job market is not doing all that bad.

Paul Brennan

We found protective effects with at least weekly consumption of cruciferous vegetables,

Mark Zandi

We're back on track after the ill effects of the hurricanes. But it is also fair to conclude that global competition and corporate layoffs are weighing on job growth.

William Shakespeare

Thoughts are but dreams till their effects are tried.

David Ansen

The plethora of special effects -- some dazzling, some clumsy -- make "Harry Potter" at times resemble a generic Hollywood horror movie. That three-headed dog that stands guard over a treasure was better left to the imagination. . .

Bill McLaughlin

We are proud to be the first in the Pensacola area to achieve this distinction. Certification as a Primary Stroke Center recognizes Sacred Heart's commitment to providing outstanding stroke care that can lessen the potential effects of a stroke.

Dean Owens

We stressed to the kids the right way to do things. We talked about the negative effects and why you don?t want to do steroids. It?s cheating -- and certainly not a way to improve yourself.

Martin Jacques

Although one of the key justifications for the Vietnam war was to prevent the spread of communism, the U.S. defeat was to produce nothing of the kind: apart from the fact that Cambodia and Laos became embroiled, the effects were essentially confined to Vietnam.

Justine Bateman

When I was in my teens and 20s, I looked to older Italian and French women. They always seemed so incredibly attractive to me because of their confidence. And because their faces had evidence of age: lines, dark circles, and half-lidded eyes, it made that confidence so rebellious. And that was incredibly attractive to me.

Joe Margulies

What we're saying is, 'Give us the opportunity to present our evidence on battering that the jury didn't hear.'

Richard Zurek

What we're really looking for is that sweet spot where we can go down with other instruments and look for evidence of life.

Ethan Harris

What we're looking for is evidence of the corporate side of the economy gaining confidence and making real commitments in its own spending. There, I'd say the news is at best mixed,

Jim Graham

What this comes down to for me is this is a health issue. The evidence is clear beyond any question.... Whatever we're going to do has to be mandated. I'm prepared tonight to say I will support the smoke-free legislation.

Wu Zhenchang

When we collect enough evidence we will propose the plea, probably at the beginning of April.

Joe Arpaio

When we go to court, they are going to have to come up with all the evidence where they are accusing me and my dedicated deputies of racial profiling. It's always easy to throw the race card in there and that's what they're doing in Washington today, that they're concerned about racial profiling.

Bertrand Russel

What a man believes upon grossly insufficient evidence is an index into his desires -- desires of which he himself is often unconscious. If a man is offered a fact which goes against his instincts, he will scrutinize it closely, and unless the evidence is overwhelming, he will refuse to believe it. If, on the other hand, he is offered something which affords a reason for acting in accordance to his instincts, he will accept it even on the slightest evidence. The origin of myths is explained in this way.

Cindy Shaw

We would remain on the sidelines pending evidence the plan is working.

Doug Smith

We reject violence to punish anyone who harms us.

Abdullah Gul

There is no other country which harms its own interests this much,

Lee Smith

Wayne is not especially in harms way to defend our country but it's an important job that he's over there doing.

Toru Umemoto

Politicians' remarks opposing a policy shift have reduced expectations of an early end to the deflation-fighting policy and raised concern over the independence of the central bank. It also harms the government's credibility; It's yen negative.

Clark Williams

Have we created a new PCB problem for ourselves? ... We have dug this hole for ourselves. It's like DDT; we find out it harms birds, and we pull it off the market. With PCBs, we find it causes health problems, and we pull it off the market. We have to learn the lesson.

Richard Shelby

I believe the continuation of subsidized rates, particularly for properties that have suffered repetitive losses and those that are vacation homes, represents a financial drain on the flood insurance fund while encouraging families to remain living in harms way,

Mitch Albom

Holding anger is a poison. It eats you from inside. We think that hating is aweapon that attacks the person who harmed us. But hatred is a curved blade. Andthe harms we do, we do to ourselves.

Mitch Albom

Holding anger is a poison. It eats you from inside. We think that hating is a weapon that attacks the person who harmed us. But hatred is a curved blade. And the harms we do, we do to ourselves.

Laurence Parisot

We must do everything to quickly end this crisis, which is costing our country dearly. It is time to end this colossal disruption, which harms not only our image but our very social fabric.

Bob Nardelli

Tom Taylor brings decades of company and retail experience to his new role. He has touched virtually every part of company and has in-depth knowledge of stores, products, associates, suppliers and customers. Tom has served in numerous leadership roles that have directly influenced merchandising and marketing efforts.

Dan Harel

We're going to outnumber everybody. We have the technology, the knowledge and the will to confront (defiant settlers).

Dale Petroskey

What we're proudest of is the broadening of knowledge. When we started five years ago, we had 20 percent of the stats. We've got 90 percent of the stats now.

Jason Ferrell

What they have to offer is more valuable to parents because of the training, education and knowledge they have.

Jack Waymire

Whenever possible, you want to pay planners a fee for their knowledge and services. After all, that's how you pay other professionals. Plus, you want to know what services you will receive and how often you will be able to meet with them.

Chad Reitz

When we got used to each other, I had pretty good idea of what he wanted to be done to the car, and we'd discuss matters. He's such a great driver that he could tell the car was not running right even though other people, including me, would think he's the fastest guy on the track. I've learned a lot from him. It allowed me to also develop more knowledge and provide more input.

Samantha Harvey

What I always liked about Socrates was his insistence on questioning things for the sake of reaching some sort of clarity - even if it is only clarity about the gaps in our knowledge.

Evan Osnos

We binge on instant knowledge, but we are learning the hazards, and readers are warier than they used to be of nanosecond-interpretations of Supreme Court decisions.

Greg Scott

We believe we understand the biotechnology industry better than most. With our combined scientific, financial and investment expertise, and our inside knowledge of this complex industry, we think we have the best tools to separate the winners from the losers.

Elliott Shaw

We're starting to come together. We're not relying on one or two guys. We're a real team at this point. It's nice to see.

James Chessen

What we're recommending is that people take out as much cash as they would need for a long weekend. And if you're relying on credit cards, request copies of your credit report before and after the century change so you can spot and correct any Y2K errors immediately.

John Rogers

What we rely on a great deal is the person's demonstrated behaviors over time, based on people who know them and have worked with them.

Jay Feaster

What has happened in the past is truly ancient history. Now the objective is to come in here and have a solid training camp. ... We can't afford to get caught up in the hype. It's about having to do it again. You can't rely on what you did 18 months ago.

Matt Peck

We are getting more balanced. We are not having to rely on one or two people to win. We are more athletic than we were before.

Robert Cincotta

We're getting more content oriented in the ELL Department...rather than relying on tutorial support.

Rich Carroll

We're getting a lot of hits early. We're getting contributions up and down the lineup. I prefer that instead of relying on two or three guys to deliver the long ball.

Jon Klein

We're honing the cast of 'American Morning' in order to focus on what the audience wants most and what CNN does best: the latest news delivered with the greatest intelligence, ... In a morning television landscape littered with mindless entertainment, there will be one name you can rely on for no-nonsense news: O'Brien.

Brad Hopkins

We're not an offense that can get everything back in one chunk. When you have an offense like that, you are relying on patience. Sometimes maturity is something that allows patience to happen. They weren't forcing us into doing anything we didn't want to do, but regardless the penalties and the mistakes we were making were negating any flow of momentum we had.

Kathleen Wynne

I do not believe that the people of Ontario judge their leaders on the basis of race, sexual orientation, colour or religion. I don't believe they hold that prejudice in their hearts.

F. Stone

What we're saying is, there are certain types of sexually explicit material that we don't think are appropriate.

Granth Sahib

With my mouth I speak slander, day and night. I spy on the houses of others - I am such a wretched low-life! Unfulfilled sexual desire and unresolved anger dwell in my body, like the outcasts who cremate the dead. I live as a wild hunter, O Creator!

Cheryl James

One of the speakers asked how many women had been harassed or abused sexually in their life? There were thousands of women in the audience, and almost every one of them raised her hand.

Charlize Theron

I think that women find their strength and power in their sexuality, in their sensuality within, [through] getting older and being secure within that.

Charles Baudelaire

Sexuality is the lyricism of the masses.

Martin Seligman

Sexual performance problems, such as impotence and frigidity, are 70 to 90 percent changeable. But a homosexual who wants to be a heterosexual - that's close to unchangeable. And a transsexual - say a man who believes he's really a woman in a man's body - is completely unchangeable; you'd have to change the body to conform to the psyche.

Catherine Deneuve

I think anything that has to do with sexuality makes people very interested.

Camille Paglia

Pregnancy demonstrates the deterministic character of woman's sexuality.

John Roberts

You don't look to your own values and beliefs. You look outside yourself to other sources.

Ted Jones

With the many needs we have in our world today, I believe transparency, accountability and results are the most important characteristics that a donor should expect from a charitable organization. Maintaining these core values in our organization is not only vital for our donors, but also for our stewardship to the children we support.

Alan Greenspan

The need for values is inbred. Their content is not.

Al Sharpton

Life is about not where you start, but where you're going. That's family values.

Chinua Achebe

It has always been quite apparent to me that no important story can fail to tell us something of value to us.

Cher

There is only one value to having the look you have when you are young and no value to the look you have when you are older.

Charlize Theron

We value some lives more than others.

Charlie Munger

The only intelligence investing is value investing...to acquire more than one is paying for.

Charlie Munger

All sensible investing is value investing